Frugals Is Launching Soon

Get a UK Guarantor

Build Your Credit

Renting in the UK can be tough if you don’t have a guarantor or credit history. Frugals helps you move in without paying months upfront, and reports your rent to help improve your credit score.

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Be the first to access our rent guarantor service when we launch.

What is Frugals?

Frugals is built for immigrants, students, and UK residents who need a simpler way to rent and build credit. You’ve already proven your finances through work, study, or visa requirements. Renting shouldn’t be another barrier.
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At launch, we’ll offer:
✔ Rent Guarantor Services‍Get approved for a home without a UK-based guarantor.
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✔ Rent Reporting
‍Report your rent to Experian, Equifax, and TransUnion to build your credit score

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Why You Need a Rent Guarantor

Renting is harder than it should be. Whether you’ve just moved or lived here for years, the process is often stacked against you.

Over 50% of UK landlords require a guarantor or rent in advance
36% ask for 6–12 months upfront without one
Poor credit or low income can block housing access for UK residents
Visa applicants must already prove financial stability

Frugals helps you meet guarantor requirements and secure your home without large upfront costs.

Why Reporting Your  Rent Matters

Your rent should work for you, not just your landlord. Frugals reports your rent payments to Experian, Equifax, and TransUnion to help you build your credit history.

66% of immigrants in the UK face delays getting credit due to no UK credit history (Nova, 2023).But many long-time residents still face the same issue when rent isn’t reported.

Poor credit or low income can block housing access for UK residents
In some case poor credit could cost immigrants over £256,630 in additional interest payment in their lifetime

Reporting your rent helps you build credit from payments you’re already making.

Benefits‍

Improve your score while paying for your home
Boost your chances of getting approved for credit cards, loans and mortgages
Save money over time with lower interest rates on borrowing

Why Sign Up?

Get early access when we launch

Be the first to try our rent guarantor service

Stay in the loop with news and updates

Secure your spot for exclusive offers

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Built by Immigrants for Immigrants

We’ve lived the experience, struggling to rent, fighting credit barriers, and navigating UK systems that weren’t built for us. So we built Frugals to make renting and credit-building easier. Join the waitlist and be part of a better way to rent.

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Know Someone Moving to the UK?

Frugals might not be for you, but it could help someone you care about.Share this page with a friend or family member who needs to rent in the UK without paying thousands upfront.

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